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Interest only Home Loans

Primarily designed for investors to reduce loan costs as the principal debt is not repiad for up to 5 years( 10 years with some lenders). Fact sheet HERE

Bridging Home Loans

These are short term loans used to ‘bridge’ the gap between your existing and future mortgages. Borrowers leverage the existing equity in their current property as a down payment. 

A common used product for people relocating or transferring and haven't sold their existing home yet.

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Low Doc Loans

Short for low documentation, these loans are for individuals who are unable to sufficiently prove their income usually the self-employed, they require less documentation in return for higher rates and fees.

This provides them the chance to get a home and then we can switch them to a regular loan when they have their financials in order.

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Construction Home Loans

A loan option specifically tailored to renovations and construction. This loan is given in increments which are usually determined by builder invoices. This can be useful for individuals building from scratch or significant renovations. Suitable for owner occupiers and investors.

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Guarantor Home Loans

Essentially, a no deposit home loan with the help of certain family members. This gets you into the market and you can borrow for the full cost of the purchase. Fact sheet HERE

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For urgent assistance call or sms:

0405 476 765

 A Cairns Mortgage Broker with the ability to service all of Australia for all Australians.

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances. Subject to lenders terms and conditions, fees and charges and eligibility criteria apply. Credit Representative 492977 is authorised under Australian Credit Licence 389328. The JAM Family trust T/A Australian Home lending Solutions and Finance. ABN 32 702 437 914.

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